Audit and Risk Management professional with over 10 years of experience across industrial, insurance, and FMCG sectors. Demonstrated ability to lead risk-based audits, strengthen internal control systems, and support governance structures in complex organizations.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Head of Internal Control & Risk
OCP Group Inc.
Casablanca, Morocco (Remote)
01.2025 - Current
Designed and launched the internal control framework based on COSO 2013, covering key business processes (finance, procurement, logistics, HR, Capex, etc.).
Developed and formalized risk mapping covering operational, compliance and strategic risks, including risk ownership, scoring, mitigation plans and KRIs.
Established a second-line monitoring plan with structured testing activities, documentation review, and follow-up of control execution frequency.
Structured the governance of internal control by launching a steering committee and defining its interaction with executive management.
Prepared and delivered monthly dashboards to top management covering risk updates, control testing outcomes and action plan progress.
Initiated internal audits and spot-checks on procurement, accounting and HR processes in coordination with the group internal audit team.
Collaborated with IT and security functions to define access controls and data frameworks (aligned with ISO 27001 principles).
Internal Audit Manager
LafargeHolcim Morocco & West Africa
Casablanca, Morocco
12.2022 - 12.2024
Develop the annual audit plan, based on the risk mapping, management objectives, internal control assessment ...etc.
Conduct several types of audit: - Governance audit (Compliance, internal control, risk management, ...) - Audit of business processes and support processes, Fraud audit, investigation ...etc.
Ensure full compliance of the audit Process to IIA Standards: Schedule and plans audits; initiate project planning, assess risk ,develop audit direction, elaborate & review work papers and audit reports.
Prepare & present to the Audit Committee and release its minutes.
Conduct the IIA certification of the Internal Audit Direction.
Conduct the digitization process of Internal Audit activities.
Senior FP&A - Mondelez Business Unit
Emiratie-Marocaine pour l'industrie et la distribution (EMID) - Al Rashideen International Holding Company
Casablanca, Morocco
11.2018 - 12.2021
Manage the relationship with the partner in terms of the various reconciliations (turnover 1bn MAD Yearly, expenses, provisions, CI, CTS...etc);
Ensure financial planning processes for revenue and direct expenses – Manage and elaborate the budget & Forecast process internally and with the partner;
Support monthly management reporting, P&L, Balance Sheet, financial and margin analysis 3~4 days after accounting closing;
Pilot the standardization project and implementation of SOPs for the various processes with the partner;
Proposal of recommendations aiming at improving the ERP and automating manual reportings;
Support the enhancement and compliance of Business Finance processes, standards and systems.
Internal auditor
Royale Marocaine d'Assurance
Casablanca, Morocco
01.2015 - 11.2018
Preparation and completion of audit missions : Legal audit of internal control system executed by ACAPS and also audit missions in accordance with the annual validated audit plan by the head office;
Proposal of corrective actions following detected anomalies raised after audit missions and their follow-up;
Review of both risk management and internal control systems for each audited process;
Follow-up on issues of the IT audit program 'Mega'.
Education
Ph.D. - Management sciences - Contribution of Data Analytics in Internal Audit performance
Hassan 2 University
Casablanca
05.2027
Master's Degree - Auditing, management control and finance in international environment
<ul><li>Company Overview: Group Company of PUIG, Spain</li><li>Team Leadership & Process Excellence: Organised the transformation of the Finance & Accounts function, establishing performance-driven goals, and embedding a culture of accountability and continuous improvement. Drove operational efficiency through process redesigns, SOP implementation and optimal resource deployment, leading to measurable improvements in turnaround time and accuracy.</li><li>Strategic Partnering with CXOs: Acted as a key advisor to the CEO, CFO, and other CXOs on business planning, pricing strategies, and business model pivots to support scale-up and profitability. Contributed to investor communications with data-backed insights to enhance stakeholder confidence and secure strategic funding.</li><li>Cross-Functional & Global Stakeholder Management: Functioned as the strategic finance business partner to cross-functional heads and the PUIG global finance team, aligning local execution with global financial strategies and compliance requirements.</li><li>ERP Transformation & System Automation: Led end-to-end ERP reimplementation to address system gaps, enforce role-based controls, and automate core finance processes—resulting in enhanced data accuracy, faster reporting and improved internal controls.</li><li>Costing, Inventory & Profitability Optimization: Designed and implemented plant-level costing models to ensure accurate COGS determination. Improved inventory management across pricing, consumption tracking, and aging analysis—enabling better working capital control and cost efficiency.</li><li>Manufacturing Finance & Statutory Compliance: Supervised end-to-end accounting for manufacturing operations and ensured full statutory compliance.</li><li>Financial Reporting, MIS & Profitability Analytics: Delivered accurate and timely monthly MIS reports, including P&L, Balance Sheet and KPI dashboards with deep-dive variance analysis across stores, business verticals, and geographies. Supported board-level decision-making through insightful presentations on financial health and business performance.</li><li>Budgeting, Forecasting & Business Planning: Led the Annual Operating Plan (AOP) and rolling forecasts, ensuring alignment with strategic objectives and market dynamics. Monitored key financial metrics to enable business decisions and proactive cost management.</li><li>Statutory, Internal & Tax Audit Management: Finalized standalone and consolidated financials under Ind AS and IFRS, ensured timely group reporting and compliance with international standards. Delivered clean and timely closures of statutory, tax, and internal audits in coordination with Big 4 auditors. Strengthened audit readiness through pre-audit diagnostics and rectification of recurring control gaps.</li><li>Regulatory Compliance & Risk Management: Ensured end-to-end compliance which includes ROC, RBI, FEMA, Income Tax, GST, Transfer Pricing, DTAA, and Customs. Reviewed cross-border contracts and transactions to ensure arm’s length pricing, accurate TDS application, and proper documentation under Transfer Pricing regulations.</li><li>Commercial Negotiation & Contract Governance: Led commercial negotiations and structured deals with vendors and franchisees. Reviewed key business contracts to ensure financial viability, risk protection, and compliance with regulatory standards.</li><li>Treasury & External Commercial Borrowing (ECB): Managed fund planning and liquidity management including ECB drawdowns, bank negotiations, and interest optimization. Improved working capital cycles through proactive cash flow forecasting and receivables control.</li><li>Internal Controls & Governance Framework: Led organization-wide reviews of internal control systems, identified process gaps, and redesigned or implemented over 40 SOPs and IFCs. Established a governance structure for financial discipline, risk mitigation, and policy compliance across departments.</li></ul> at Kama Ayurveda Pvt. Ltd. & PUIG India Pvt. Ltd.<ul><li>Company Overview: Group Company of PUIG, Spain</li><li>Team Leadership & Process Excellence: Organised the transformation of the Finance & Accounts function, establishing performance-driven goals, and embedding a culture of accountability and continuous improvement. Drove operational efficiency through process redesigns, SOP implementation and optimal resource deployment, leading to measurable improvements in turnaround time and accuracy.</li><li>Strategic Partnering with CXOs: Acted as a key advisor to the CEO, CFO, and other CXOs on business planning, pricing strategies, and business model pivots to support scale-up and profitability. Contributed to investor communications with data-backed insights to enhance stakeholder confidence and secure strategic funding.</li><li>Cross-Functional & Global Stakeholder Management: Functioned as the strategic finance business partner to cross-functional heads and the PUIG global finance team, aligning local execution with global financial strategies and compliance requirements.</li><li>ERP Transformation & System Automation: Led end-to-end ERP reimplementation to address system gaps, enforce role-based controls, and automate core finance processes—resulting in enhanced data accuracy, faster reporting and improved internal controls.</li><li>Costing, Inventory & Profitability Optimization: Designed and implemented plant-level costing models to ensure accurate COGS determination. Improved inventory management across pricing, consumption tracking, and aging analysis—enabling better working capital control and cost efficiency.</li><li>Manufacturing Finance & Statutory Compliance: Supervised end-to-end accounting for manufacturing operations and ensured full statutory compliance.</li><li>Financial Reporting, MIS & Profitability Analytics: Delivered accurate and timely monthly MIS reports, including P&L, Balance Sheet and KPI dashboards with deep-dive variance analysis across stores, business verticals, and geographies. Supported board-level decision-making through insightful presentations on financial health and business performance.</li><li>Budgeting, Forecasting & Business Planning: Led the Annual Operating Plan (AOP) and rolling forecasts, ensuring alignment with strategic objectives and market dynamics. Monitored key financial metrics to enable business decisions and proactive cost management.</li><li>Statutory, Internal & Tax Audit Management: Finalized standalone and consolidated financials under Ind AS and IFRS, ensured timely group reporting and compliance with international standards. Delivered clean and timely closures of statutory, tax, and internal audits in coordination with Big 4 auditors. Strengthened audit readiness through pre-audit diagnostics and rectification of recurring control gaps.</li><li>Regulatory Compliance & Risk Management: Ensured end-to-end compliance which includes ROC, RBI, FEMA, Income Tax, GST, Transfer Pricing, DTAA, and Customs. Reviewed cross-border contracts and transactions to ensure arm’s length pricing, accurate TDS application, and proper documentation under Transfer Pricing regulations.</li><li>Commercial Negotiation & Contract Governance: Led commercial negotiations and structured deals with vendors and franchisees. Reviewed key business contracts to ensure financial viability, risk protection, and compliance with regulatory standards.</li><li>Treasury & External Commercial Borrowing (ECB): Managed fund planning and liquidity management including ECB drawdowns, bank negotiations, and interest optimization. Improved working capital cycles through proactive cash flow forecasting and receivables control.</li><li>Internal Controls & Governance Framework: Led organization-wide reviews of internal control systems, identified process gaps, and redesigned or implemented over 40 SOPs and IFCs. Established a governance structure for financial discipline, risk mitigation, and policy compliance across departments.</li></ul> at Kama Ayurveda Pvt. Ltd. & PUIG India Pvt. Ltd.
Assistant Head, Internal Control & Compliance, Risk Management & Anti-Money Laundering & Company Secretary at OAK Financial Services LimitedAssistant Head, Internal Control & Compliance, Risk Management & Anti-Money Laundering & Company Secretary at OAK Financial Services Limited
Head, Enterprise Risk and Internal Control at Cititrust Asset Management LimitedHead, Enterprise Risk and Internal Control at Cititrust Asset Management Limited