Michael Gougeon
Wilbraham
Summary
Dynamic Senior Underwriting Director at John Hancock with a proven track record in enhancing underwriting profitability through refined risk selection strategies. Strong decision-making and excellent communication skills fostered robust relationships with brokers, driving revenue growth and mentoring junior underwriters to elevate team performance. Committed to continuous learning and industry engagement.
Overview
34
34
years of professional experience
Work History
Senior Underwriting Director
John Hancock
Boston, MA
08.2007 - Current
- Analyzed complex applications, utilizing advanced analytical tools to assess risk exposure accurately.
- Handle case load with an approval limit of $15,000,000 on individual applications and $20,000,000 on survivorship applications with routine review of higher amounts requiring second signatures
- Assisted underwriting management teams with review of complex cases, process improvements, and overall workload balance and management.
- Developed and maintained strong working relationships with market management teams and actively contributed to resolution of business issues.
- Established strong relationships with brokers and agents, increasing business opportunities and driving revenue growth.
- Mentored junior underwriters, providing guidance on complex cases and promoting best practices in risk assessment.
- Participated in industry conferences and seminars to stay current on emerging trends affecting the insurance landscape.
- Enhanced underwriting profitability by implementing refined risk selection strategies and guidelines.
Und'ing Consultant '92-'01/Und'ing Manager '01-'07
MassMutual
Springfield, MA
03.1992 - 08.2007
- Managed and motivated employees to be productive and engaged in work.
- Maximized performance by monitoring daily activities and mentoring team members.
- Evaluated employee performance and conveyed constructive feedback to improve skills.
- Reviewed complex cases, providing strategic recommendations for high-value policies and exceptions with an approval limit of $30,000,000 and routinely reviewed higher amounts with second signatures
Education
Bachelor of Arts - Mathematics
Merrimack College
North Andover, MA05-1989
Skills
- Strong decision-making
- Problem-solving expertise
- Willing to learn
- Reliability
- Excellent communication
- Critical thinking
- Team collaboration
Timeline
Senior Underwriting Director
John Hancock
08.2007 - Current
Und'ing Consultant '92-'01/Und'ing Manager '01-'07
MassMutual
03.1992 - 08.2007
Bachelor of Arts - Mathematics
Merrimack College