Rachid BEN BELLA
PROJECT ENGINEER - FINTECH AND PAYMENT SYSTEMS
Casablanca
Summary
PMP-certified Payment Systems Project Engineer with 6 years of experience managing payment system integrations, including ATM, POS, E-commerce solutions, and major payment schemes such as VISA and MasterCard modules. Proven ability to drive successful project delivery across diverse regions, with a focus on enhancing system performance, improving client relationships, and ensuring compliance with industry standards.
Overview
6
6
years of professional experience
2
2
years of post-secondary education
1
1
Certification
2
2
Languages
Work History
Payment Systems Project Engineer
S2M
12.2023 - Current
- Collaborate with customers to understand and respond to their needs and requirements, ensuring alignment with business goals through development, integration, deployment, and ongoing support
- Key Projects:
- ATM Availability Enhancement (Algeria): Integrated cash deposit recyclers and upgraded VISA card keys, improving ATM availability for a bank in Algeria
- ATM, POS, and E-commerce Integration (Libya): Integrated, customized, and tested ATM, POS, and E-commerce modules for a new bank in Libya
- VISA Acquiring Module Integration & Certification (Ethiopia): Managed integration and certification of VISA Acquiring Module using VTS & Savvi FIME for a bank in Ethiopia
- HSM Migration and PCI PIN Setting (Ethiopia): Led migration of HSM from Thales Payshild 9000 to Payshild 10000 and enabling PCI PIN requirement settings
Payment Systems Project Engineer
HPS
02.2023 - 11.2023
- Contributed to the successful PowerCARD solution integration, collaborating on specification analysis, configuration, custom development, and testing support
- Key Projects:
- Rolling Reserve Functionality (E-commerce): Implemented and tested rolling reserve functionality for high-risk e-commerce merchants
- Center Interchange Fees: Implemented and tested new center interchange fees, including the development of associated reports
- International Acquiring Fees: Implemented and tested international acquiring fees for transactions outside the CEMEA region, with associated reports
Payment System Support Engineer
S2M
11.2021 - 02.2023
- Processed and developed patches using C and PL/SQL, while resolving technical and functional issues within payment system environments
- Key Projects:
- Visa & MasterCard Enhancements: Contributed to the Visa & MasterCard enhancements (April & October 2022), ensuring seamless system updates
- Issue Resolution & System Improvements: Resolved 62 technical and functional issues across multiple servers (ATM, POS, BASE1, CIS), improving overall system performance and reliability
Technical Engineer
PGTEX
12.2019 - 11.2021
- Managed automated production systems, diagnosed malfunctions, and optimized maintenance processes
- Led the implementation of a traceability app, boosting daily output and OEE/TRS
Automation Engineer
MGAT
01.2019 - 11.2019
- Analyzed customer requests, developed specifications, programmed PLCs and electronic systems, and designed SCADA systems and supervision applications
- Managed project planning and execution
Education
Master's Degree (MST) - Automation, Signal Processing, and Industrial Computer Science (ATSII)
FST
Settat 01.2016 - 01.2018
Skills
- Payment Systems & Fintech: Expertise in ISO 8583, VISA & MasterCard protocols, POS communication, HYPERCOM, ATM communication, and NDC standards
- Analytical Problem-Solving: Strong logical and analytical skills with innovative solutions to technical challenges
- Project Management: PMP-certified, skilled in Agile methodologies, cross-functional collaboration, and stakeholder management
- Payment Systems & Fintech: Expertise in ISO 8583, VISA & MasterCard protocols, POS communication, HYPERCOM, ATM communication, and NDC standards
Certification
Project Management Professional (PMP) Certification from PMI Institution
Tools & environment
- Programming Languages: C/C++, Java, SQL/PLSQL
- Automation & Electronics: Excel VBA, Automation systems
- Operating Systems: LINUX/UNIX, MS Office, VI
Websites
Timeline
Project Management Professional (PMP) Certification from PMI Institution
01-2025
Payment Systems Project Engineer
S2M
12.2023 - Current
Payment Systems Project Engineer
HPS
02.2023 - 11.2023
Payment System Support Engineer
S2M
11.2021 - 02.2023
Technical Engineer
PGTEX
12.2019 - 11.2021
Automation Engineer
MGAT
01.2019 - 11.2019
Master's Degree (MST) - Automation, Signal Processing, and Industrial Computer Science (ATSII)
FST
01.2016 - 01.2018
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